(货币市场基金) 与StashAway Simple、Versa Cash & Cash-i以及KDI Save的货币市场基金投资的全面比较

Original Article:

https://investmentinfohub.blogspot.com/2024/01/money-market-fund-products-under.html


  1. Summary:

  2. KDI Save:

  3. StashAway Simple:

    • 利率：4.1%每年
    • 最低投资额：无最低存款或余额要求
    • 提款周期：3至4个工作日内
    • 费用：无平台管理费、转账费或退出费；约0.115%每年的净费用比率
    • 符合伊斯兰教原则：符合伊斯兰教原则
    • 推荐链接：
      • https://www.stashaway.my/referrals/jiahel3x

  4. Versa Cash/Versa Cash-i:

    • 利率：
      • Versa Cash：每年3.84%
      • Versa Cash-i：每年3.06%（直至2023年8月31日的4%促销利率）
    • 最低投资额：RM10
    • 提款周期：
      • Versa Cash：一工作日内（在下午3:30前提出申请）
      • Versa Cash-i：同一天（在上午10:30前提出申请）
    • 费用：无销售费或提款费；管理和托管费率为0.35%每年（Versa Cash）或0.32%每年（Versa Cash-i）
    • 符合伊斯兰教原则：符合伊斯兰教原则
    • 推荐链接：原文中未提供

共同点：

  1. 合规性监管：所有平台都在马来西亚证券委员会的监督下运作，确保符合当地的准则。
  2. 灵活性和可访问性：与传统的定期存款不同，进入门槛低，提前提款不收取罚金。
  3. 竞争性回报：提供与定期存款相当或竞争性的回报。
  4. 无PIDM保护：所有平台都不受马来西亚存款保险公司（PIDM）的保护。

用户可以根据自己的偏好选择最符合自己需求的平台，无论是在费用、符合伊斯兰教原则还是提款处理时间方面。此外，提供的推荐链接为新用户注册提供了激励。

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